Site map
Site map
Every page in this edition.
Index
Field notes
- What a Hong Kong business account application actually asks forWhat a Hong Kong business account application really asks for: entity records, ownership evidence, commercial documents and a credible payment narrative.
- Virtual bank, traditional bank or EMI: the practical splitVirtual bank, traditional bank or EMI in Hong Kong: how the three regulated models differ on licence, deposit protection, products and onboarding.
- Company registration for a foreign founder: the operational sequenceRegistering a Hong Kong company as a foreign founder: the operational order from name check to registered office, secretary, SCR, BR and first bank meeting.
- When a Hong Kong payment to Mainland China takes the long routeWhy a payment from Hong Kong to Mainland China can take the long route — currency, rails, purpose and trade documents — and how to prepare a cleaner transfer.
- Territorial profits tax: what evidence matters before the conclusionHong Kong taxes profits arising in or derived from Hong Kong. What the territorial principle means in practice and which records support an offshore position.
- Annual return, BR and audit: three clocks that founders mix upAnnual return, Business Registration renewal and audited accounts in Hong Kong run on three separate clocks. When each falls due and how to stop them colliding.
- Virtual bank vs traditional bank in Hong KongVirtual bank vs traditional bank for a Hong Kong company: both are HKMA-licensed. How they differ on channel, products, onboarding and operational fit.
- Airwallex vs Statrys for a Hong Kong companyAirwallex vs Statrys for a Hong Kong company: the questions to compare on licensing, safeguarding, currencies, local account details and onboarding.
- Trading company: Mainland suppliers and overseas buyersEducational profile of a Hong Kong trading company buying from Mainland suppliers and selling to overseas buyers: the evidence chain for bank, audit and tax.
- Marketplace seller: receipts, suppliers and reconciliationEducational profile of a Hong Kong company selling on online marketplaces: payouts, supplier payments, reconciliation and the evidence banks and auditors expect.
Index
Desks and pages
- Pearl River PostIndependent field notes on Hong Kong business banking, company setup, cross-border payments and tax — the sequence, cost and documents behind each step.
- Opening and operating a Hong Kong business accountHow to open and operate a Hong Kong business account: choosing between banks, virtual banks and payment providers, the application pack and what onboarding checks.
- Hong Kong virtual banks trackerTracker of the eight HKMA-authorised virtual banks in Hong Kong, with a downloadable CSV and notes on checking each bank’s current business products.
- Payments between Hong Kong and Mainland ChinaHow payments move between Hong Kong and Mainland China: FPS, CIPS and correspondent routes, currency choice, purpose codes and the trade documents banks request.
- Compare Hong Kong banking routesSide-by-side comparisons of Hong Kong banking routes for companies: virtual vs traditional banks and multi-currency payment providers, by documented criteria.
- Company profilesEducational company profiles showing how different Hong Kong business models evidence their activity to banks, auditors and the IRD — document by document.
- Hong Kong business glossaryPlain-language glossary of Hong Kong business terms — HKMA, virtual bank, BR, SCR, annual return, FPS, CIPS, offshore claim and more — with primary sources.
- StoriesField notes on Hong Kong business banking, company setup, profits tax and cross-border payments — each starting from the document that usually causes the delay.
- BankingField notes on Hong Kong business banking: what account applications ask for, how banks, virtual banks and payment providers differ, and how to keep accounts open.
- Virtual banksField notes on Hong Kong’s eight virtual banks: what an HKMA licence means, how they compare with traditional banks and EMIs, and what to check first.
- SetupField notes on setting up and maintaining a Hong Kong company: registration sequence, company secretary, SCR, Business Registration, annual return and audit dates.
- Cross-borderField notes on payments between Hong Kong and Mainland China: rails, currencies, trade documents and why cross-boundary transfers stall — and how to prevent it.
- TaxField notes on Hong Kong profits tax: the territorial source principle, offshore claims, two-tiered rates, record-keeping and the first return.
- About Pearl River PostAbout Pearl River Post, an independent publication on Hong Kong business banking, company operations and cross-border payments, written from primary sources.
- MethodologyHow Pearl River Post researches and updates its pages: source hierarchy, checked dates, separating official rules from analysis, and when pages are revised.
- CorrectionsHow Pearl River Post handles errors: how to report a correction, what counts as material, how corrections are made and where they are logged publicly.
- DisclosuresPearl River Post disclosures: no paid placement, no referral fees, no account-opening services, and how any future commercial relationship would be disclosed.
- Harbour NotesHarbour Notes, the Pearl River Post newsletter: changes in Hong Kong banking, company operations and cross-border payments, with links to primary sources.
- PrivacyHow Pearl River Post handles personal data: what is collected when you read the site, use the calculator or contact us, and your rights under Hong Kong law.
- TermsTerms of use for Pearl River Post: informational content only, no legal, tax, banking or investment advice, use of sources and limits of liability.
- CookiesCookies on Pearl River Post: no advertising or tracking cookies are set by the publication; third-party map and font services may use standard request data.
- Site mapEvery page on Pearl River Post — stories, banking and virtual-bank desks, cross-border payments, comparisons, company profiles, tools and the glossary.
Index
Tools
- Hong Kong company setup cost calculatorFree planning calculator for Hong Kong company setup costs: registry and BR fees, company secretary, registered address and a banking budget.
FAQ
Questions readers ask
Is there an XML sitemap?
Yes, at /sitemap.xml for search engines.
Is there an RSS feed?
Yes, at /rss.xml.
Where should I start?
With the stories page or the banking desk.
How do I find a term?
Use the glossary filter.